401ks made sense when tax rates were falling. But those days are gone.

401ks made sense when tax rates were falling.
But those days are gone.

Why put in pre-tax money now
only to pull it out at a higher tax rate later?

The wealthy don’t overfund 401ks.
They take the match, then move on.

Instead, they use tax-free tools.
Like cash value life insurance.

Why?
For control.
For flexibility.
For tax-free income.

Think like the wealthy.
Use the system without being used by it.