Contributing is not investing.
Stop confusing the two.
Most people open a Roth IRA,
set up deposits,
and think they are building wealth.
They are not.
They are parking cash with a fancy label.
Money in a Roth does nothing
until you choose investments.
S&P 500
Index funds
Whatever your strategy is
Pick something
Or compound nothing
Fund it
Then invest it
Otherwise you are just saving
Not growing
