Inheriting an IRA and the tax problems that come with it...

Most parents think they are leaving a legacy.
Instead, they are leaving a tax bomb.

The stretch IRA is gone.
Now heirs have 10 years to drain inherited accounts.
And it happens during their peak earning years.
Exactly when tax brackets are highest.

So the inheritance that should have been a blessing turns into a penalty.

Convert today, and your kids inherit tax free wealth.
Ignore it, and you leave them with an IRS bill instead of a legacy.