Most people underestimate what a Roth IRA can actually do.

Most people underestimate what a Roth IRA can actually do.

Ten dollars a month for forty years barely breaks thirty two thousand.

Fifty a month turns into one hundred sixty thousand.

But if you fully max out at seven thousand a year, compounding turns you into a tax free millionaire.

That is the real power of Roth.
Small contributions. Consistent growth. Zero tax on the back end.

The question is not if you can afford to contribute.
It is if you can afford not to.