There are only two roads in retirement.
You either pay taxes every year for the rest of your life.
Or you pay once and never again.
A traditional 401k kicks the can down the road.
You skip taxes today, but you sign a blank check to the IRS tomorrow.
And tomorrow’s tax rate is not in your control.
A Roth 401k flips the script.
You pay today. You suffer once.
And then every withdrawal is tax free forever.
When Congress hikes tax rates in the future, you are untouchable.
That is why the Roth is not just about taxes.
It is about freedom.
