Roth IRAs are powerful.
But not perfect.
You get tax-free growth,
tax-free withdrawals,
no RMDs,
and access to contributions anytime.
But...
you pay taxes upfront.
You are capped at $6,500 per year.
And if your income is too high,
you may not qualify at all.
It’s perfect for beginners.
But one size does not fit all.
Know the rules.
Then break them with strategy.
