Waiting until 72 to withdraw your retirement money? Probably a mistake.

Waiting until 72 to withdraw your retirement money?
Probably a mistake.

That’s exactly what the tax code wants you to do.
Wait longer, build a bigger balance, pay a bigger tax bill.

It is not about helping you.
It is about collecting more tax.

You can withdraw at 59.5 with no penalty.
Sometimes pulling money early
means more control
and less tax later.

Delay is not always smart.
Sometimes it is just expensive.