July 21, 2025
AI Does Not Care About Your Financial Fears
AI Does Not Care About Your Financial Fears
Sign up to get updates from us
The biggest mistake people make with Roth conversions is thinking they have until tax day to get it done. You don't. Roth contributions can be made up until April 15, 2026. But Roth conversions must be completed by December 31, 2025. No extensions. No exceptions. If your conversion isn't processed…
THINK TWICE Before Getting Your Financial Advise from AI
Roth IRAs are powerful. But not perfect. Yes, you get tax free growth and withdrawals. No required minimum distributions at 72. You can pull out your contributions any time. But taxes are paid upfront. You can only put in around 6,500 dollars a year. And if you're married filing jointly…
Roth IRA is how you retire rich and tax free. It's simple, but most people miss the point. You pay taxes now, so future you pays nothing. No surprise tax bill in retirement. No forced withdrawals at 73. No tax hit when you leave money to your kids. And yes,…
Why are people obsessed with Roth conversions It's not hype, it's control Tax free income in retirement Paying some taxes now to dodge a tax avalanche later No required minimum distributions forcing your hand when you're 73 and don't need the money And yeah, tax free inheritance for your kids…
"I thought Roth conversions were supposed to save me money..." They are. Unless you do them wrong. And most people? Do them wrong. Three different ways. 1. They don’t do it at all. Because no one told them about it. Or worse — someone told them it “wasn’t worth it.”…
“But the tax rate will be the same later…” That’s what they said when you mentioned converting your 401(k) to a Roth. So you paused. Because on paper… the math seemed sound. Pay taxes now? Or later at the same rate? What’s the point? Here’s the thing: That logic is…
❓Find out the impact of RMDs on your retirement: https://q3.link/rmd-calculator Retirement in a DOWN Market Worried about doing a Roth conversion during a market downturn? You're not alone—and you're not wrong to ask. In this timely conversation, Craig Wear tackles the tough questions around converting your IRA while the market…
Assisted Living & Nursing Home Financial Planning TipsAssisted Living & Nursing Home Financial Planning Tips
❓Find out the impact of RMDs on your retirement: https://q3.link/rmd-calculator Giving Away Your Money to Save Your Retirement Can giving away money actually save your retirement? 🤔 In this powerful episode, Craig Wear unpacks the surprising relationship between charitable giving and Roth conversions—and how combining these strategies can dramatically lower…
Financial Planning Game Changer for Long Term Care Costs!
Secure Your Future with Smart Long Term Care Planning
Transform Retirement Savings & Reduce Taxes!
❓Find out the impact of RMDs on your retirement: https://q3.link/rmd-calculator How to calculate your RMDs In this video, we dive into the hidden gaps in the most popular financial planning software—especially when it comes to Roth conversions and tax strategy. 💼📉 Financial experts Craig Wear and Daniel Jandro break down…
❓Find out the impact of RMDs on your retirement: https://q3.link/rmd-calculator How to calculate your RMDs Are you sitting on a large IRA and wondering how much you’ll actually owe in taxes? In this video, I’ll walk you through how to calculate your Required Minimum Distributions (RMDs) and explain why understanding…
❓Find out the impact of RMDs on your retirement: https://q3.link/rmd-calculator Why Most Financial Software Gets It Wrong In this episode of the podcast, Craig Wear sits down with Daniel Jandro for a revealing conversation about one of the most misunderstood areas in retirement planning: Roth conversions—especially for IRA millionaires. 💼📉…
